Intelli-BuildAI by OAIRO

Retrofit Finance and ROI Modelling

Turn retrofit plans into investment cases. Model capex, utility savings, NOI uplift, the Green Premium on asset value and risk-adjusted returns — then match projects to grants, green loans and incentive schemes in your region.

The challenge

Retrofit projects compete for capital against every other use of funds. Without credible financial modelling — payback, IRR, NOI impact, valuation effect — even high-return energy projects lose out to investments with better-presented numbers. And available grant funding routinely goes unclaimed because owners don't know it exists.

How Intelli-BuildAI helps

Intelli-BuildAI converts engineering outputs into financial language. Utility savings become NOI uplift; NOI uplift becomes the indicative Green Premium at your cap rate; capex and phasing become funded cashflows. The platform researches applicable grants, loans and incentives for the building's region and incorporates them into the return calculation — producing lender-ready evidence with stated assumptions.

  • Capex, simple payback and discounted return per measure
  • NOI uplift and Green Premium valuation impact modelling
  • Regional grant, loan and incentive matching
  • Phased investment strategies aligned to budget cycles
  • Financing-cost modelling with interest and term inputs
  • Assumptions register supporting lender due diligence

How the investment case is built

  1. 1

    Baseline the asset

    Metered consumption, floor area and tariffs establish the operating baseline every saving is measured from, with each input flagged verified or estimated.

  2. 2

    Price the measure set

    Each measure carries a capital cost and a saving modelled from the building's own load profile — not a generic percentage applied to the bill.

  3. 3

    Translate to NOI

    Utility savings net of maintenance become NOI uplift, which is where an energy case starts speaking the language of the investment committee.

  4. 4

    Capitalise for value effect

    NOI uplift is capitalised at your cap rate to give the indicative Green Premium — a screening figure that never substitutes for a qualified valuer.

  5. 5

    Layer funding and finance

    Applicable grants, green loans and incentive schemes for the region are researched and folded into the cashflow alongside interest and term inputs.

  6. 6

    Present the range, not a point

    A sensitivity matrix moves IRR, payback and value effect as tariffs, cap rates and capex vary, with defined stress scenarios applied for credit review.

Valuation and verification sources

  • Savings verification follows the International Performance Measurement and Verification Protocol, maintained by the Efficiency Valuation Organization.

    Source: Efficiency Valuation Organization — IPMVP

  • Formal valuation of any value effect must be performed by a qualified valuer under RICS Valuation — Global Standards (Red Book). Platform output is a screening figure only.

    Source: RICS Valuation — Global Standards

  • Transition-risk positioning uses CRREM's science-based carbon-intensity pathways by asset type and geography.

    Source: Carbon Risk Real Estate Monitor (CRREM)

  • Knight Frank research on prime offices in London, Sydney and Melbourne identified sales-price premiums of 8–18% for green-rated buildings — market evidence from those cities, not a projection for your asset.

    Source: Knight Frank, The Sustainability Series (2021)

Market research above is contextual evidence only. It is not a forecast for any specific asset — every figure produced for your building is calculated from your own data and recorded with its assumptions.

Referenced against recognised standards & frameworks

CRREMRICS Valuation — Global StandardsIPMVPUK GDPR

Frequently asked questions

How is the Green Premium valuation impact estimated?

Utility savings are converted to NOI uplift and capitalised at a user-set or market-informed cap rate, producing an indicative value effect. This is a screening figure — formal valuation always requires a qualified valuer.

What funding sources does it search?

The platform researches government grants, green loan schemes, utility incentives and tax mechanisms applicable to the building's country and region, with eligibility notes and application status tracking.

What inputs are needed to build the model?

Utility bills, EPCs, BMS exports or meter data plus floor area and a cap rate. The first building scan is free and returned within 48 hours.

Which standards underpin the numbers?

Energy baselines follow CIBSE TM46 and ASHRAE conventions, carbon risk follows CRREM pathways, and savings verification follows IPMVP principles.

Is the output suitable for lenders?

Yes — it is built for them. Beyond the assumptions register and evidence status credit teams expect, the credit governance modules produce bankability scoring, exposure classification, covenant testing, stress testing and syndication analysis, and a read-only lender portal grants a named lender group scoped, expiring, access-logged visibility of only the sections you disclose.

How does the model hold up as assumptions change?

A sensitivity matrix shows how IRR, payback and the Green Premium move as tariffs, cap rates and capex vary, and stress-test scenarios apply defined shocks — so the case presented is the range, not a single point estimate.

Does it work outside the UK?

Yes. Regional emission factors, tariffs, benchmarks and funding schemes are applied by geography, covering UK, EU, GCC and US portfolios among others.

Start with one building.

Upload one utility bill, EPC or BMS export and receive a structured opportunity scan.

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© Intelli-BuildAI by OAIRO. Assessment outputs are indicative and subject to data quality.